We do not and are not able to offer advice on your caravan insurance but can help to put you in touch with specialist insurers who can best cater for you caravanning needs. You will be taken to the Quotezone.co.uk website to receive your quotes.

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'New for Old' cover is pretty self explanatory, however, may people still need assurances as to what it means when it comes to insuring their pride and joy as well as all the pros and cons too. Generally, New for Old cover means that your existing insured caravan will be replaced with the most recent model (or equivalent) if it is stolen (and can't be recovered), or is damaged and cannot be repaired. It is worth noting that New for Old cover is generally only available on touring caravans up to fifteen years old with a very similar rule for statics too.

New for Old caravan insurance is the best kind of cover to get if you are passionate about your caravan and want to protect it in the best way possible. If you want to do your upmost to protect your investment and want to insure it using New for Old protection you are required to insure your existing caravan at the value that it would cost to replace with the new version /newest model on the market at the moment.

For instan ce, if you paid £10,000 for your caravan originally, but the newest version of that caravan is now worth £20,000 new, you must insure your caravan for £20,000 as that is the amount it will cost to get you a brand new caravan. A mistake that many people make is insuring the caravan for its current value or the amount that they paid for it.

This isn't sufficient as you will not have enough to get a newer model. New for Old caravan insurance shouldn't be confused with 'market value insurance' either. Market value insurance generally covers you for the same things as New for Old policies, but with one major difference. If a situation arises whereby your caravan is stolen or damaged beyond economic repair, a market value policy will enable the replacement of the caravan with one of equivalent value -not a new model.

What it won't do is replace your damaged or stolen caravan with a brand new model as that requires New for Old cover. Because market value insurance doesn't offer a newer, alternative caravan, it is cheaper than New for Old cover which is why many people that are watching the pennies opt for it over the New for Old option as it is a way to get their insurance premium down.