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The scope for insuring your static caravan has never been bigger as many firms not only offer good deals and policies, but are specialised in the niche holiday home industry too. Because of this, getting insurance for your static caravan can be a tiresome process as you have to compare hundreds of companies' policies and exclusions and work out who offers the best deal.

One of the best pieces of advice to adhere to whilst looking for insurance for your static is to always go with a company that is caravan specific. Insuring your pride and joy with someone who understands all there is to know about different caravan factors and are well in tune with the niche will give you the peace of mind to know that if there is ever a problem, the people there will understand your needs. When looking for insurance for your static always look at several factors.

What the insurer offers with regards to discounts that are available, the maximum no claims discount, the minimum no claims discount, and any outstanding policy features such as new for old cover for life and alternative accommodation costs. Some details in your policy will be of more importance than others too. For instance, if you are considering renting out your caravan even if it is only to family and friends, you must check to see if rental loss will be covered should the caravan be damaged.

If you don't check on items like this in your policy it could mean you lose a significant amount of money with regards to rental income unless you can make a claim for it on your insurance policy. Similarly, find out what the policy provides with regards to storm damage and content cover as these are two important factors to take into consideration. If you're looking to insure your static caravan for a little bit less than what you paid for it the year before, there are plenty of things that you can do that will help you as it is only natural that you will want to make savings. One of the best things to do is to make your caravan safer as this will have a big bearing on what quote you are given. Things such as fitting smoke alarms will often help.